Gerald Stein - Chairman
Mr. Gerald Stein founded Malcolm S. Gerald and Associates, Inc. with a unique and exciting vision of the collection
business in 1962. Coupling a philosophy of service to both client and debtor with the concept of providing a full range of services,
he pioneered "Financial Recovery Services".
David J. Stein - President
Mr. David Stein assumed the position as President and Operations Director of MSG in 1996, having demonstrated his abilities through
years of service at all levels of the company's operation. He began his career at MSG at the "ground-level", as a front line collector,
eventually meriting a position as a collection supervisor and then gaining further expertise in administration.
Through Mr. Stein's leadership since 1996, all operations of the company have both improved and expanded. By instituting an
employee work plan and introducing new employee incentives, collections have exceeded expectations. To handle all the new business,
Mr. Stein opened a call center in 2004 employing 25 collectors in Pakistan.
Katie Stein - Director of Client Services
Ms. Stein has been with MSG since 1991 and is well versed in all aspects of credit and collection management.
Ms. Stein directs all client service functions and is our main liaison between all collection services and client related activities.
Perry K. Krilis - Director of Operations
Mr. Krilis brings over 30 years of Facilities and People management skills experience to MSG. He is a liaison between Officers,
Management, Staff, and Clients by means of a direct hands on approach, with an open line of communication in the company’s day to day work environment.
Mr. Krilis helps maintain MSG’s high standard of quality personnel and work environment compliance, with a focus on the overall growth and development
of the company and its clients.
James W. Virghes Jr. - Retail Collections Manager
Mr. Virghes has over 22 years experience in the collections industry, and since his start here at MSG in 1996 he has used
his extensive experience to oversee the strategic planning, implementation, and execution of all credit card, and retail clients’ unique financial recovery
needs. He maintains, monitors, and attends to all company and client goals, through our highly trained supervisory staff of 150 plus retail collectors.
Andre Gordon - Medical Collections Manager
Mr. Gordon has over 18 years experience in the collections industry, and since his start here at MSG in 2001 he has helped continue
in the founding tradition of our medical claims roots to uphold, and attain the highest standards of quality in the industry. Along with his attention to detail
in Client Relations, Legal Interaction, Insurance Claims Compliance, and Medical Billing, this highly trained and experienced group of 50 plus consultants achieves
our client’s goals and needs with remarkable consistency.
Muhammad Adil - Overseas Collections Manager
Mr. Adil has been with MSG since 2005, and his first hand knowledge of task management, attention to detail, and advanced technical
skills background has been a perfect addition to our management team. Adil helped spearhead our Pakistan office, and oversees all aspects of the day to day operations
of this facility via our Chicago office. Mr. Adil can help coordinate virtually any type of collections needs from this highly proficient group of 50 plus associates.
Joyce Koziel - Director of Quality Control/HIPAA Compliance Officer
Ms. Koziel has 34 years medical collections experience, 28 years with Malcolm S.
Gerald. Developed medical collection training program and FDCPA testing. Developed Systems and procedures for collection and clerical
staff. Conducts individual training of all medical staff. Conducts onsite training for clients in specialized areas of volume management,
third party reimbursement, third party liability claims. Personally works with billing personnel and oversees insurance early out projects.
Daniel Weiland - Director of Information Technology
Mr. Weiland has been with MSG since 1981. He oversees day to day operations in both the IT and
cash posting departments. He provides technical support to our staff and clients, plus he maintains and supports all of MSG's systems.